Insurance & Financing


As a courtesy to our patients, we will work with you to minimize your out of pocket payment for any patient. We are able to draw up an estimate of what your treatment should cost and how much of that will be covered by a particular insurance. Please realize that any estimate for services performed is just that: an estimate. Final charges may be more or less, depending on what actually had to be done.

Remember, all of our treatment recomendations are based on your dental health needs, not on what you or your insurance company will pay.

Prior to leaving the office or scheduling an additional appointment, we require that you make payment in full or satisfy the co-pay, deductible, or share of cost for services rendered. If you end up with a credit balance, we can issue you a check for the difference after your insurance payment arrives. First time cash patients and patients whom we cannot verify insurance coverage, Healthy Families, or Medi-Cal eligibility will be asked to pay prior to treatment.

Insurance Carriers

We accept and honor almost all dental insurance plans. The following are just a few of the dental insurance carriers we are providers for:
  • Access Dental
  • Aflac
  • Anthem
  • Blue Cross
  • Blue Shield
  • Cigna
  • Delta
  • Delta Dental
  • Guardian
  • Helth Net
  • Humana
  • MetLife
  • PacifiCare
  • Premear Access
  • Sun Life






If you have insurance, we will try to keep track of your limits, deductibles, and co-pay. However, keeping track of your balance is ultimately your responsibiliry. Some patients may exceed their limit in one year. If so, the additional fee is your responsibility. You may check your benefits by calling your insurance carrier.

Medical & Healty Families

We are currently accepting Medical and CMSP patients. However, due to the recent ecconomic crisis, there have been major cuts to dental coverage for adults with Medical. Coverage has not been changed for people under 21, disabled patients, and pregnant women.

We are happy to annouce that we also accept the Healthy Families insurance programs. For more information visit thier website.

Financing

We now take CARECREDIT! Through this program we are able to offer no-interest and extended payment plans, with low monthly payments. Please visit their website for additional information and to apply for CARECREDIT.